Jware Prepaid

The Jware fully packaged prepaid solution already addresses several market needs on prepaid and can be adapted to meet your specific requirements.

• Corporate
  • Wages in advance and advances expenses cards ; Replace paper check or disbursements
• Incentives cards, gifts cards, bonus and compensation cards
  • Incentives and gifts for the employees ; Incentives consumers and B2B incentives
• Travel cash advance, transportation and fuel and fleet cards
  • Replace the cash in advances to employees ; Better control on specific employees or for specific industries ; Security to access “cash” during travels
• Youth and teenager cards, unbanked or underserved individuals
  • Do not have/need an individual bank account ; Parents or external person can control budgets and expenses
• Governmental Expenses Applications
  • Payment of the pensions ; Welfare benefits ; Travelling expenses ; Secure and cost-effective for social benefits
• Healthcare
  • Flexible spending accounts ; Replace paper processes

Some functionnalities

Cards and accounts management

• Account and card creation, activation, modification
• Close account

Prepaid operation management

• Value loading, reloading
• Reservation-release of funds
• Debiting and Crediting of the account ; Balances account

Security

• Material or software security
• Balances Security
• Security exchanges with back-office; Logs and events security

Jware Prepaid solution can reply to ATM requests for

• Cash withdrawal
• Reload: Deposits, Account transfer, Card
• Balance inquiries ; Mini statement

• Multi application (corporate, payroll…)
• Multi services (purchase, reload, withdrawals, refund)
• Multi card product (physical and/or virtual, closed-loop and/or open-loop)
• Multi device payment (Online / Offline / Contactless)
• Multi account (1 card ó n accounts ; n cards ó 1 global account)
• Multi card support technologies (EMV chipset, magstripe)
• Multi currency
• Complete Front and Back Office offer
  • Card Management System: Issuance of new cards ; Complete card life cycle management
  • Acquiring controls
  • Authorisation: PIN code control ; Black list management ; Available amount control ; Amount impact ; Black list management
  • Prepaid: Balance inquiry ; Top-up and online banking reload management ; Online Alert generation
  • Fees management
  • Clearing activity reports

Jware solutions Key differentiators

One-to-one marketing card solutions

• Fast, Easy, Cost effective implementation of dedicated cardholder services
• Strong differentiated card program: Each cardholder can have his card customised

A unique offer

• Functionally rich, robust, future proof, immediately operational
• The fine tuning ability of a highly configurable product that can rapidly implement business requirements
• The flexibility of a platform that allows for all specific adaptations

Innovative technological concepts that are internationally recognized

• Prepaid online module
• Prepaid offline module
• Prepaid online/offline module
• Entire packaged prepaid solution